ZIP Code Tabulation Area

12413

Cairo, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,368
Median household income
$60,363
People below poverty
10.2%
Median home value
$232,800

Income

The median income of households in 12413 was $60,363. An estimated 2.6% of households had income below $10,000 a year and 4% had income of $200,000 or more.

Household Income in 12413 in 2020-2024

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Percent
Less than $10,000 2.6
$10,000 to $14,999 2.7
$15,000 to $24,999 9.5
$25,000 to $34,999 5.1
$35,000 to $49,999 13.6
$50,000 to $74,999 26.6
$75,000 to $99,999 15.7
$100,000 to $149,999 16.7
$150,000 to $199,999 3.4
$200,000 or more 4

Median Earnings for Full-Time Year-Round Workers by Sex in 12413 in 2020-2024

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Dollars
Male 59223
Female 56018

An estimated 61.9% of households received earnings. An estimated 49.8% of households received Social Security and an estimated 40 % of households received retirement income other than Social Security. The average income from Social Security was $21,701. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12413 in 2020-2024

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Percent
Earnings 61.9
Social Security 49.8
Retirement income 40
Supplemental Security Income (SSI) 6.9
Cash public assistance income 5.7

Poverty and Participation in Government Programs

In 2020-2024, 10.2 % of people were in poverty. An estimated 6.2% of children under 18 were below the poverty level, compared with 13.8% of people 65 years old and over. An estimated 10.1% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12413 in 2020-2024

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Percent
People in poverty 10.2
Children under 18 years below poverty 6.2
People 65 years old and over below poverty 13.8
People 18 to 64 years below poverty 10.1

In 2020-2024, 5.6 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 37% of households that received SNAP had children under 18, and 51.9% of households that received SNAP had one or more people 60 years and over. An estimated 13.6% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12413 in 2020-2024, 94.1% had health insurance coverage and 5.9% did not have health insurance coverage. Private coverage was 48.5% and public coverage was 57.4%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 12413 had a total population of 3,368 - 1,874 (55.6%) females and 1,494 (44.4%) males. The median age was 39 years. An estimated 19.6% of the population was under 18 years, 36.2% was 19 to 44 years, 19.9% was 45 to 64 years, and 23.5 % was 65 years and older.

Population by Age and Sex for 12413 in 2020-2024

Male Female
Under 5 45 40
5 to 9 14 140
10 to 14 153 173
15 to 19 109 18
20 to 24 17 147
25 to 29 120 108
30 to 34 134 164
35 to 39 101 249
40 to 44 101 78
45 to 49 64 108
50 to 54 64 123
55 to 59 93 47
60 to 64 63 105
65 to 69 155 166
70 to 74 104 21
75 to 79 44 123
80 to 84 37 34
85 and over 76 30

Hispanic Origin and Race

For people reporting one race alone, 85.3% were White; 7.7% were Black or African American; 5.1% were American Indian and Alaska Native; 0% were Asian; 0.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 2.9% reported Two or More Races. An estimated 3.4% of the people in 12413 were Hispanic or Latino. An estimated 85.3% of the people in 12413 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,457 households in 12413. The average household size was 2.31 people.

Married-couple households made up 29.1% of the households in 12413 while cohabiting couple households made up 13% of households. Female householders with no spouse or partner present were 26.8% of all households, while 31.1% of households had male householders with no spouse or partner present. Some households had one person, as 21.8% of households were male householders living alone, and 20.8% were female householders living alone, for a total of 42.6% of all households.

In 12413, 20% of all households had one or more people under the age of 18; 43% of all households had one or more people 65 years and over.

Types of Households in 12413 in 2020-2024

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Percent
Married-couple households 29.1
Cohabiting Couples 13
Male Householder
No spouse/partner present
31.1
Female Householder
No spouse/partner present
26.8

Marital Status

Among persons 15 and older, 37.2% of males and 33.4% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 40.1 31.6
Now married, except separated 37.2 33.4
Separated 3.6 0
Widowed 6.8 20.3
Divorced 12.3 14.7

Grandparents and Grandchildren

In 12413, 63 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 28.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 93.7% of the people living in 12413 were U.S. natives. 84.2% of the 12413 population were living in the state where they were born.

Approximately 6.3% of 12413 residents in 2020-2024 were foreign-born. 29.1% of foreign-born were naturalized U.S. citizens and an estimated 71.4 % entered the country before the year 2010.

Foreign-born residents of 12413 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12413.

Region of Birth for the Foreign-Born Population in 12413 in 2020-2024

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Percent
Latin America 81.2
Asia 0
Europe 18.8
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 12413 in 2020-2024, 10.4 % spoke a language other than English at home. Spanish was spoken by 7.6% of people at least five years old; 1.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12413 in 2020-2024

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Percent
Spanish 7.6
Other Indo-European languages 2.8
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 88.9 % of the people at least one year old living in 12413 were living in the same house one year earlier.

Geographic Mobility of Residents of 12413 in 2020-2024

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Percent
Same house 88.9
Different house, same county 6.8
Different county, same state 4.3
Different state 0
Abroad 0

Education

In 2020-2024, 94.6 % of people 25 years and over had at least graduated from high school and 23.7% had a bachelor's degree or higher. An estimated 5.4% did not complete high school.

The total school enrollment in 12413 was 628 in 2020-2024. Nursery school enrollment was 12 and kindergarten through 12th grade enrollment was 542. College or graduate school enrollment was 74.

Educational Attainment of People in 12413 in 2020-2024

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Percent
Less than high school diploma 5.4
High school diploma or equivalency 40.6
Some college, no degree 11.8
Associate's degree 18.4
Bachelor's degree 10.3
Graduate or professional degree 13.4

Disability

In 12413, among the civilian noninstitutionalized population in 2020-2024, 12.6 % reported a disability. The likelihood of having a disability varied by age - from 5% of people under 18 years old, to 11.6% of people 18 to 64 years old, and to 21.1% of those 65 and over.


Employment Status and Type of Employer

In 12413, 55.7 % of the population 16 and over were employed; 43.7% were not currently in the labor force.

An estimated 83.8% of the people employed were private wage and salary workers; 14.7% were federal, state, or local government workers; and 1.5 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,301 83.8
Federal, state, or local government workers 229 14.7
Self-employed workers in own not incorporated business 23 1.5

Industries

In 2020-2024, the civilian employed population 16 years and older in 12413 worked in the following industries:

Percent by Industry in 12413 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.9
Construction 4.6
Manufacturing 8.8
Wholesale trade 6.8
Retail trade 16
Transportation and warehousing, and utilities 11.3
Information 2.8
Finance and insurance, and real estate and rental and leasing 1.6
Professional, scientific, and management, and administrative and waste management services 6.5
Educational services, and health care and social assistance 22.3
Arts, entertainment, and recreation, and accommodation, and food services 4.6
Other Services, except public administration 9.8
Public administration 3.9

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12413 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 493 31.7
Service occupations 272 17.5
Sales and office occupations 196 12.6
Natural resources, construction, and maintenance occupations 200 12.9
Production, transportation, and material moving occupations 392 25.2

Commuting to Work

An estimated 76.2% of 12413 workers drove to work alone in 2020-2024, and 5.4% carpooled. Among those who commuted to work, it took them on average 28.1 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12413 in 2020-2024

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Percent
Car, truck, van -- drove alone 76.2
Car, truck, van -- carpooled 5.4
Public transportation (excluding taxicab) 0
Walked 0
Other means 4.7
Worked from home 13.7

In 2020-2024, 12413 had a total of 1,845 housing units. Of these housing units, 74.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 18.3% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 7.7% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12413 in 2020-2024

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Percent
Single-family houses 74.1
Apartments in multi-unit structures 18.3
Mobile homes 7.7
Boat, RV, van, etc 0

3.9% of the housing inventory was comprised of houses built since 2010, while 20.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12413 was 5.6 rooms, and of these housing units 59.1% had three or more bedrooms.


In 2020-2024, 12413 had 1,457 housing units that were occupied or had people living in them, while the remaining 388 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 67.9% while renters occupied 32.1%. The average household size of owner-occupied houses was 2.23 and in renter-occupied houses it was 2.49.

2.3% of householders of these occupied houses had moved into their house since 2021, while 11.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.6% and another 15.5% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12413:

House Heating Fuel Used in 12413 in 2020-2024

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Percent
Gas 20
Electricity 23.4
Fuel oil, kerosene, etc 47.2
All other fuels 9.4
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 12413 was $232,800.

Of the owner-occupied households, 48.2 % had a mortgage. 51.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,014 and for owners without a mortgage it was $688.

For renter-occupied houses, the median gross rent for 12413 was $1,296. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.