ZIP Code Tabulation Area

12446

Kerhonkson, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
5,414
Median household income
$85,979
People below poverty
10.4%
Median home value
$295,500

Income

The median income of households in 12446 was $85,979. An estimated 6.5% of households had income below $10,000 a year and 12.5% had income of $200,000 or more.

Household Income in 12446 in 2020-2024

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Percent
Less than $10,000 6.5
$10,000 to $14,999 1.4
$15,000 to $24,999 4.3
$25,000 to $34,999 5.7
$35,000 to $49,999 5.2
$50,000 to $74,999 15.6
$75,000 to $99,999 20.1
$100,000 to $149,999 14.9
$150,000 to $199,999 13.7
$200,000 or more 12.5

Median Earnings for Full-Time Year-Round Workers by Sex in 12446 in 2020-2024

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Dollars
Male 70708
Female 57630

An estimated 79% of households received earnings. An estimated 30.5% of households received Social Security and an estimated 26.4 % of households received retirement income other than Social Security. The average income from Social Security was $23,231. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12446 in 2020-2024

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Percent
Earnings 79
Social Security 30.5
Retirement income 26.4
Supplemental Security Income (SSI) 7.1
Cash public assistance income 7

Poverty and Participation in Government Programs

In 2020-2024, 10.4 % of people were in poverty. An estimated 6.2% of children under 18 were below the poverty level, compared with 6.7% of people 65 years old and over. An estimated 12.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12446 in 2020-2024

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Percent
People in poverty 10.4
Children under 18 years below poverty 6.2
People 65 years old and over below poverty 6.7
People 18 to 64 years below poverty 12.4

In 2020-2024, 8.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 39.2% of households that received SNAP had children under 18, and 60.8% of households that received SNAP had one or more people 60 years and over. An estimated 85.8% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12446 in 2020-2024, 97.8% had health insurance coverage and 2.2% did not have health insurance coverage. Private coverage was 78.5% and public coverage was 30%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 7%.


In 2020-2024, 12446 had a total population of 5,414 - 2,746 (50.7%) females and 2,668 (49.3%) males. The median age was 42.8 years. An estimated 16.6% of the population was under 18 years, 31.9% was 19 to 44 years, 31.5% was 45 to 64 years, and 17.2 % was 65 years and older.

Population by Age and Sex for 12446 in 2020-2024

Male Female
Under 5 143 92
5 to 9 55 122
10 to 14 232 61
15 to 19 76 265
20 to 24 344 248
25 to 29 14 66
30 to 34 214 168
35 to 39 208 153
40 to 44 149 165
45 to 49 135 205
50 to 54 90 208
55 to 59 373 198
60 to 64 214 286
65 to 69 192 200
70 to 74 36 149
75 to 79 117 92
80 to 84 68 36
85 and over 8 32

Hispanic Origin and Race

For people reporting one race alone, 80.6% were White; 3.5% were Black or African American; 2.5% were American Indian and Alaska Native; 1.1% were Asian; 3.3% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 11.8% reported Two or More Races. An estimated 15.2% of the people in 12446 were Hispanic or Latino. An estimated 76.8% of the people in 12446 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,393 households in 12446. The average household size was 2.25 people.

Married-couple households made up 46.8% of the households in 12446 while cohabiting couple households made up 11.7% of households. Female householders with no spouse or partner present were 28.4% of all households, while 13.1% of households had male householders with no spouse or partner present. Some households had one person, as 8.7% of households were male householders living alone, and 14.3% were female householders living alone, for a total of 23% of all households.

In 12446, 28.7% of all households had one or more people under the age of 18; 27.7% of all households had one or more people 65 years and over.

Types of Households in 12446 in 2020-2024

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Percent
Married-couple households 46.8
Cohabiting Couples 11.7
Male Householder
No spouse/partner present
13.1
Female Householder
No spouse/partner present
28.4

Marital Status

Among persons 15 and older, 53.8% of males and 44% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 36.3 37.1
Now married, except separated 53.8 44
Separated 2.5 0
Widowed 3.4 5.6
Divorced 4 13.3

Grandparents and Grandchildren

In 12446, 83 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 56.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 91.7% of the people living in 12446 were U.S. natives. 76.2% of the 12446 population were living in the state where they were born.

Approximately 8.3% of 12446 residents in 2020-2024 were foreign-born. 72.3% of foreign-born were naturalized U.S. citizens and an estimated 88 % entered the country before the year 2010.

Foreign-born residents of 12446 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12446.

Region of Birth for the Foreign-Born Population in 12446 in 2020-2024

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Percent
Latin America 26.4
Asia 23.3
Europe 43.9
Africa 0
Northern America 3.8
Oceania 2.7

Language

Among people at least five years old living in 12446 in 2020-2024, 14.2 % spoke a language other than English at home. Spanish was spoken by 6.3% of people at least five years old; 3.3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12446 in 2020-2024

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Percent
Spanish 6.3
Other Indo-European languages 6.8
Asian and Pacific Islander languages 0.8
Other languages 0.3

Geographic Mobility

In 2020-2024, 92 % of the people at least one year old living in 12446 were living in the same house one year earlier.

Geographic Mobility of Residents of 12446 in 2020-2024

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Percent
Same house 92
Different house, same county 3.1
Different county, same state 4
Different state 0.8
Abroad 0

Education

In 2020-2024, 94.2 % of people 25 years and over had at least graduated from high school and 35.3% had a bachelor's degree or higher. An estimated 5.7% did not complete high school.

The total school enrollment in 12446 was 919 in 2020-2024. Nursery school enrollment was 27 and kindergarten through 12th grade enrollment was 633. College or graduate school enrollment was 259.

Educational Attainment of People in 12446 in 2020-2024

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Percent
Less than high school diploma 5.7
High school diploma or equivalency 26.8
Some college, no degree 19.5
Associate's degree 12.6
Bachelor's degree 21.4
Graduate or professional degree 13.9

Disability

In 12446, among the civilian noninstitutionalized population in 2020-2024, 13 % reported a disability. The likelihood of having a disability varied by age - from 8.9% of people under 18 years old, to 11.7% of people 18 to 64 years old, and to 22% of those 65 and over.


Employment Status and Type of Employer

In 12446, 66.2 % of the population 16 and over were employed; 29.5% were not currently in the labor force.

An estimated 64.6% of the people employed were private wage and salary workers; 25.2% were federal, state, or local government workers; and 9.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,978 64.6
Federal, state, or local government workers 770 25.2
Self-employed workers in own not incorporated business 303 9.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 12446 worked in the following industries:

Percent by Industry in 12446 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0.3
Construction 13.4
Manufacturing 3.6
Wholesale trade 2.4
Retail trade 7.8
Transportation and warehousing, and utilities 3.3
Information 3.5
Finance and insurance, and real estate and rental and leasing 3.4
Professional, scientific, and management, and administrative and waste management services 8.6
Educational services, and health care and social assistance 24.4
Arts, entertainment, and recreation, and accommodation, and food services 13.1
Other Services, except public administration 4.2
Public administration 12

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12446 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,301 42.5
Service occupations 545 17.8
Sales and office occupations 410 13.4
Natural resources, construction, and maintenance occupations 599 19.6
Production, transportation, and material moving occupations 205 6.7

Commuting to Work

An estimated 64.3% of 12446 workers drove to work alone in 2020-2024, and 9.7% carpooled. Among those who commuted to work, it took them on average 34 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12446 in 2020-2024

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Percent
Car, truck, van -- drove alone 64.3
Car, truck, van -- carpooled 9.7
Public transportation (excluding taxicab) 4.2
Walked 0
Other means 1.8
Worked from home 20

In 2020-2024, 12446 had a total of 3,013 housing units. Of these housing units, 81.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 8.1% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 10.1% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12446 in 2020-2024

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Percent
Single-family houses 81.7
Apartments in multi-unit structures 8.1
Mobile homes 10.1
Boat, RV, van, etc 0

5.8% of the housing inventory was comprised of houses built since 2010, while 16.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12446 was 5.5 rooms, and of these housing units 59% had three or more bedrooms.


In 2020-2024, 12446 had 2,393 housing units that were occupied or had people living in them, while the remaining 620 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 76.8% while renters occupied 23.2%. The average household size of owner-occupied houses was 2.37 and in renter-occupied houses it was 1.85.

7.1% of householders of these occupied houses had moved into their house since 2021, while 7.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 1.2% and another 16% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12446:

House Heating Fuel Used in 12446 in 2020-2024

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Percent
Gas 18.5
Electricity 10.6
Fuel oil, kerosene, etc 57
All other fuels 12
No fuel used 1.9

In 2020-2024, the median property value for owner-occupied houses in 12446 was $295,500.

Of the owner-occupied households, 61.4 % had a mortgage. 38.6% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,832 and for owners without a mortgage it was $771.

For renter-occupied houses, the median gross rent for 12446 was $1,303. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.