ZIP Code Tabulation Area

12498

Woodstock, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
4,572
Median household income
$94,210
People below poverty
11.8%
Median home value
$627,700

Income

The median income of households in 12498 was $94,210. An estimated 4.4% of households had income below $10,000 a year and 16.9% had income of $200,000 or more.

Household Income in 12498 in 2020-2024

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Percent
Less than $10,000 4.4
$10,000 to $14,999 7.4
$15,000 to $24,999 6.4
$25,000 to $34,999 6.2
$35,000 to $49,999 8.6
$50,000 to $74,999 9.7
$75,000 to $99,999 9.9
$100,000 to $149,999 22.6
$150,000 to $199,999 8
$200,000 or more 16.9

Median Earnings for Full-Time Year-Round Workers by Sex in 12498 in 2020-2024

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Dollars
Male 102857
Female 94861

An estimated 67.2% of households received earnings. An estimated 61.7% of households received Social Security and an estimated 35.5 % of households received retirement income other than Social Security. The average income from Social Security was $24,061. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12498 in 2020-2024

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Percent
Earnings 67.2
Social Security 61.7
Retirement income 35.5
Supplemental Security Income (SSI) 5.2
Cash public assistance income 1.4

Poverty and Participation in Government Programs

In 2020-2024, 11.8 % of people were in poverty. An estimated 7.2% of children under 18 were below the poverty level, compared with 12.7% of people 65 years old and over. An estimated 12% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12498 in 2020-2024

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Percent
People in poverty 11.8
Children under 18 years below poverty 7.2
People 65 years old and over below poverty 12.7
People 18 to 64 years below poverty 12

In 2020-2024, 10.8 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 5.4% of households that received SNAP had children under 18, and 97.3% of households that received SNAP had one or more people 60 years and over. An estimated 2.7% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12498 in 2020-2024, 96.3% had health insurance coverage and 3.7% did not have health insurance coverage. Private coverage was 66.4% and public coverage was 58.8%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.1%.


In 2020-2024, 12498 had a total population of 4,572 - 2,374 (51.9%) females and 2,198 (48.1%) males. The median age was 62.7 years. An estimated 10.6% of the population was under 18 years, 14.1% was 19 to 44 years, 26.3% was 45 to 64 years, and 45.7 % was 65 years and older.

Population by Age and Sex for 12498 in 2020-2024

Male Female
Under 5 76 15
5 to 9 76 93
10 to 14 103 43
15 to 19 134 98
20 to 24 24 39
25 to 29 21 20
30 to 34 57 105
35 to 39 72 66
40 to 44 139 102
45 to 49 143 116
50 to 54 89 113
55 to 59 144 206
60 to 64 166 224
65 to 69 369 300
70 to 74 269 434
75 to 79 143 120
80 to 84 156 161
85 and over 17 119

Hispanic Origin and Race

For people reporting one race alone, 85% were White; 1.7% were Black or African American; 4.7% were American Indian and Alaska Native; 3.4% were Asian; 0.9% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 6.2% reported Two or More Races. An estimated 5.9% of the people in 12498 were Hispanic or Latino. An estimated 84.4% of the people in 12498 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 2,421 households in 12498. The average household size was 1.86 people.

Married-couple households made up 40.7% of the households in 12498 while cohabiting couple households made up 8.3% of households. Female householders with no spouse or partner present were 32.6% of all households, while 18.3% of households had male householders with no spouse or partner present. Some households had one person, as 16.7% of households were male householders living alone, and 25.1% were female householders living alone, for a total of 41.8% of all households.

In 12498, 11.9% of all households had one or more people under the age of 18; 65.8% of all households had one or more people 65 years and over.

Types of Households in 12498 in 2020-2024

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Percent
Married-couple households 40.7
Cohabiting Couples 8.3
Male Householder
No spouse/partner present
18.3
Female Householder
No spouse/partner present
32.6

Marital Status

Among persons 15 and older, 54.9% of males and 48.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 24 20.8
Now married, except separated 54.9 48.3
Separated 1.2 0.9
Widowed 6.8 12.4
Divorced 13.1 17.5

Grandparents and Grandchildren

In 12498, 22 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 31.8% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 86.7% of the people living in 12498 were U.S. natives. 59% of the 12498 population were living in the state where they were born.

Approximately 13.3% of 12498 residents in 2020-2024 were foreign-born. 57.8% of foreign-born were naturalized U.S. citizens and an estimated 68.8 % entered the country before the year 2010.

Foreign-born residents of 12498 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12498.

Region of Birth for the Foreign-Born Population in 12498 in 2020-2024

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Percent
Latin America 21
Asia 24.3
Europe 47.4
Africa 2.3
Northern America 1.7
Oceania 3.5

Language

Among people at least five years old living in 12498 in 2020-2024, 11.4 % spoke a language other than English at home. Spanish was spoken by 3.5% of people at least five years old; 2.8% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12498 in 2020-2024

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Percent
Spanish 3.5
Other Indo-European languages 5.5
Asian and Pacific Islander languages 2.4
Other languages 0

Geographic Mobility

In 2020-2024, 94.6 % of the people at least one year old living in 12498 were living in the same house one year earlier.

Geographic Mobility of Residents of 12498 in 2020-2024

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Percent
Same house 94.6
Different house, same county 2.3
Different county, same state 0.8
Different state 0.7
Abroad 1.6

Education

In 2020-2024, 96.5 % of people 25 years and over had at least graduated from high school and 69.9% had a bachelor's degree or higher. An estimated 3.5% did not complete high school.

The total school enrollment in 12498 was 595 in 2020-2024. Nursery school enrollment was 68 and kindergarten through 12th grade enrollment was 404. College or graduate school enrollment was 123.

Educational Attainment of People in 12498 in 2020-2024

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Percent
Less than high school diploma 3.5
High school diploma or equivalency 9.2
Some college, no degree 11.3
Associate's degree 6.2
Bachelor's degree 40.4
Graduate or professional degree 29.4

Disability

In 12498, among the civilian noninstitutionalized population in 2020-2024, 12.1 % reported a disability. The likelihood of having a disability varied by age - from 1.2% of people under 18 years old, to 5.9% of people 18 to 64 years old, and to 20.6% of those 65 and over.


Employment Status and Type of Employer

In 12498, 50.1 % of the population 16 and over were employed; 47% were not currently in the labor force.

An estimated 70.2% of the people employed were private wage and salary workers; 7.5% were federal, state, or local government workers; and 21.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,442 70.2
Federal, state, or local government workers 153 7.5
Self-employed workers in own not incorporated business 448 21.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 12498 worked in the following industries:

Percent by Industry in 12498 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 0
Construction 4.2
Manufacturing 7.8
Wholesale trade 2.4
Retail trade 5.5
Transportation and warehousing, and utilities 3.8
Information 6.6
Finance and insurance, and real estate and rental and leasing 5.4
Professional, scientific, and management, and administrative and waste management services 25
Educational services, and health care and social assistance 19.9
Arts, entertainment, and recreation, and accommodation, and food services 11.6
Other Services, except public administration 6.7
Public administration 1.1

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12498 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 1,209 58.9
Service occupations 247 12
Sales and office occupations 261 12.7
Natural resources, construction, and maintenance occupations 116 5.7
Production, transportation, and material moving occupations 220 10.7

Commuting to Work

An estimated 43.2% of 12498 workers drove to work alone in 2020-2024, and 1.5% carpooled. Among those who commuted to work, it took them on average 27.9 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12498 in 2020-2024

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Percent
Car, truck, van -- drove alone 43.2
Car, truck, van -- carpooled 1.5
Public transportation (excluding taxicab) 4.9
Walked 3.7
Other means 1.8
Worked from home 44.8

In 2020-2024, 12498 had a total of 2,962 housing units. Of these housing units, 85.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 13.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12498 in 2020-2024

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Percent
Single-family houses 85.4
Apartments in multi-unit structures 13.4
Mobile homes 0.3
Boat, RV, van, etc 0.8

5.6% of the housing inventory was comprised of houses built since 2010, while 24.3% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12498 was 5.8 rooms, and of these housing units 59.5% had three or more bedrooms.


In 2020-2024, 12498 had 2,421 housing units that were occupied or had people living in them, while the remaining 541 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 81.5% while renters occupied 18.5%. The average household size of owner-occupied houses was 1.98 and in renter-occupied houses it was 1.3.

0.6% of householders of these occupied houses had moved into their house since 2021, while 16.3% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 5% and another 7% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12498:

House Heating Fuel Used in 12498 in 2020-2024

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Percent
Gas 25.5
Electricity 17.1
Fuel oil, kerosene, etc 47.4
All other fuels 8
No fuel used 2.1

In 2020-2024, the median property value for owner-occupied houses in 12498 was $627,700.

Of the owner-occupied households, 49.1 % had a mortgage. 50.9% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $3,093 and for owners without a mortgage it was $1,151.

For renter-occupied houses, the median gross rent for 12498 was $1,680. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.