ZIP Code Tabulation Area

12549

Montgomery, NY · ACS 2020–2024

Download data

Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
10,745
Median household income
$122,734
People below poverty
7.5%
Median home value
$407,900

Income

The median income of households in 12549 was $122,734. An estimated 3.8% of households had income below $10,000 a year and 26.2% had income of $200,000 or more.

Household Income in 12549 in 2020-2024

View Data Table ↓

Percent
Less than $10,000 3.8
$10,000 to $14,999 1.2
$15,000 to $24,999 5.1
$25,000 to $34,999 2.4
$35,000 to $49,999 3.6
$50,000 to $74,999 9.9
$75,000 to $99,999 11.4
$100,000 to $149,999 24.6
$150,000 to $199,999 11.8
$200,000 or more 26.2

Median Earnings for Full-Time Year-Round Workers by Sex in 12549 in 2020-2024

View Data Table ↓

Dollars
Male 91928
Female 78396

An estimated 82% of households received earnings. An estimated 31.5% of households received Social Security and an estimated 32.1 % of households received retirement income other than Social Security. The average income from Social Security was $24,999. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12549 in 2020-2024

View Data Table ↓

Percent
Earnings 82
Social Security 31.5
Retirement income 32.1
Supplemental Security Income (SSI) 5.1
Cash public assistance income 0.4

Poverty and Participation in Government Programs

In 2020-2024, 7.5 % of people were in poverty. An estimated 12.1% of children under 18 were below the poverty level, compared with 8.9% of people 65 years old and over. An estimated 5.4% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12549 in 2020-2024

View Data Table ↓

Percent
People in poverty 7.5
Children under 18 years below poverty 12.1
People 65 years old and over below poverty 8.9
People 18 to 64 years below poverty 5.4

In 2020-2024, 5.4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 70.6% of households that received SNAP had children under 18, and 59.4% of households that received SNAP had one or more people 60 years and over. An estimated 14.2% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12549 in 2020-2024, 98.8% had health insurance coverage and 1.2% did not have health insurance coverage. Private coverage was 83.8% and public coverage was 30.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0.2%.


In 2020-2024, 12549 had a total population of 10,745 - 5,598 (52.1%) females and 5,147 (47.9%) males. The median age was 38.6 years. An estimated 23.8% of the population was under 18 years, 33.3% was 19 to 44 years, 24% was 45 to 64 years, and 14.4 % was 65 years and older.

Population by Age and Sex for 12549 in 2020-2024

Male Female
Under 5 249 191
5 to 9 502 427
10 to 14 417 504
15 to 19 339 397
20 to 24 270 454
25 to 29 335 221
30 to 34 288 278
35 to 39 307 446
40 to 44 460 528
45 to 49 275 233
50 to 54 506 334
55 to 59 376 470
60 to 64 217 170
65 to 69 218 182
70 to 74 103 325
75 to 79 143 165
80 to 84 98 107
85 and over 44 166

Hispanic Origin and Race

For people reporting one race alone, 73.3% were White; 8% were Black or African American; 2.5% were American Indian and Alaska Native; 0.4% were Asian; 1.4% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 11.8% reported Two or More Races. An estimated 18.9% of the people in 12549 were Hispanic or Latino. An estimated 69.5% of the people in 12549 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 3,650 households in 12549. The average household size was 2.91 people.

Married-couple households made up 58% of the households in 12549 while cohabiting couple households made up 6.8% of households. Female householders with no spouse or partner present were 23.1% of all households, while 12.2% of households had male householders with no spouse or partner present. Some households had one person, as 7.4% of households were male householders living alone, and 15.9% were female householders living alone, for a total of 23.3% of all households.

In 12549, 35.6% of all households had one or more people under the age of 18; 31.1% of all households had one or more people 65 years and over.

Types of Households in 12549 in 2020-2024

View Data Table ↓

Percent
Married-couple households 58
Cohabiting Couples 6.8
Male Householder
No spouse/partner present
12.2
Female Householder
No spouse/partner present
23.1

Marital Status

Among persons 15 and older, 56.6% of males and 50.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 32.7 30.7
Now married, except separated 56.6 50.3
Separated 1.2 1.2
Widowed 2.8 8.8
Divorced 6.7 9

Grandparents and Grandchildren

In 12549, 326 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 43.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 92.1% of the people living in 12549 were U.S. natives. 78.9% of the 12549 population were living in the state where they were born.

Approximately 7.9% of 12549 residents in 2020-2024 were foreign-born. 58.4% of foreign-born were naturalized U.S. citizens and an estimated 66.4 % entered the country before the year 2010.

Foreign-born residents of 12549 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12549.

Region of Birth for the Foreign-Born Population in 12549 in 2020-2024

View Data Table ↓

Percent
Latin America 44.3
Asia 4.9
Europe 44.1
Africa 3.4
Northern America 3.3
Oceania 0

Language

Among people at least five years old living in 12549 in 2020-2024, 16.7 % spoke a language other than English at home. Spanish was spoken by 9.4% of people at least five years old; 3% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12549 in 2020-2024

View Data Table ↓

Percent
Spanish 9.4
Other Indo-European languages 6.5
Asian and Pacific Islander languages 0.4
Other languages 0.5

Geographic Mobility

In 2020-2024, 91.7 % of the people at least one year old living in 12549 were living in the same house one year earlier.

Geographic Mobility of Residents of 12549 in 2020-2024

View Data Table ↓

Percent
Same house 91.7
Different house, same county 2.3
Different county, same state 5.2
Different state 0.7
Abroad 0

Education

In 2020-2024, 93.5 % of people 25 years and over had at least graduated from high school and 33.2% had a bachelor's degree or higher. An estimated 6.5% did not complete high school.

The total school enrollment in 12549 was 2,872 in 2020-2024. Nursery school enrollment was 179 and kindergarten through 12th grade enrollment was 2,093. College or graduate school enrollment was 600.

Educational Attainment of People in 12549 in 2020-2024

View Data Table ↓

Percent
Less than high school diploma 6.5
High school diploma or equivalency 25.3
Some college, no degree 23
Associate's degree 12.1
Bachelor's degree 20
Graduate or professional degree 13.2

Disability

In 12549, among the civilian noninstitutionalized population in 2020-2024, 10.8 % reported a disability. The likelihood of having a disability varied by age - from 2.6% of people under 18 years old, to 9.6% of people 18 to 64 years old, and to 30.4% of those 65 and over.


Employment Status and Type of Employer

In 12549, 62.2 % of the population 16 and over were employed; 33.2% were not currently in the labor force.

An estimated 68.1% of the people employed were private wage and salary workers; 23.9% were federal, state, or local government workers; and 7.8 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 3,560 68.1
Federal, state, or local government workers 1,251 23.9
Self-employed workers in own not incorporated business 406 7.8

Industries

In 2020-2024, the civilian employed population 16 years and older in 12549 worked in the following industries:

Percent by Industry in 12549 in 2020-2024

View Data Table ↓

Percent
Agriculture, forestry, fishing and hunting, and mining 1.7
Construction 9.8
Manufacturing 5.6
Wholesale trade 1.4
Retail trade 10.6
Transportation and warehousing, and utilities 4.6
Information 2.1
Finance and insurance, and real estate and rental and leasing 8.3
Professional, scientific, and management, and administrative and waste management services 6.6
Educational services, and health care and social assistance 27.5
Arts, entertainment, and recreation, and accommodation, and food services 7.6
Other Services, except public administration 4.4
Public administration 9.7

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12549 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 2,209 42.3
Service occupations 966 18.5
Sales and office occupations 984 18.8
Natural resources, construction, and maintenance occupations 591 11.3
Production, transportation, and material moving occupations 476 9.1

Commuting to Work

An estimated 82.1% of 12549 workers drove to work alone in 2020-2024, and 5.7% carpooled. Among those who commuted to work, it took them on average 33.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12549 in 2020-2024

View Data Table ↓

Percent
Car, truck, van -- drove alone 82.1
Car, truck, van -- carpooled 5.7
Public transportation (excluding taxicab) 1.6
Walked 0.2
Other means 0.5
Worked from home 9.9

In 2020-2024, 12549 had a total of 3,922 housing units. Of these housing units, 88.3% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 10.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 0.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12549 in 2020-2024

View Data Table ↓

Percent
Single-family houses 88.3
Apartments in multi-unit structures 10.8
Mobile homes 0.9
Boat, RV, van, etc 0

10% of the housing inventory was comprised of houses built since 2010, while 16.9% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12549 was 6.5 rooms, and of these housing units 71.8% had three or more bedrooms.


In 2020-2024, 12549 had 3,650 housing units that were occupied or had people living in them, while the remaining 272 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 84.1% while renters occupied 15.9%. The average household size of owner-occupied houses was 2.96 and in renter-occupied houses it was 2.63.

1.3% of householders of these occupied houses had moved into their house since 2021, while 14.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.2% and another 33% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12549:

House Heating Fuel Used in 12549 in 2020-2024

View Data Table ↓

Percent
Gas 52.2
Electricity 7.4
Fuel oil, kerosene, etc 33.9
All other fuels 6.5
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 12549 was $407,900.

Of the owner-occupied households, 73.3 % had a mortgage. 26.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $2,712 and for owners without a mortgage it was $1,145.

For renter-occupied houses, the median gross rent for 12549 was $1,633. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.