ZIP Code Tabulation Area

12827

Fort Ann, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,716
Median household income
$81,424
People below poverty
5.2%
Median home value
$218,000

Income

The median income of households in 12827 was $81,424. An estimated 1.5% of households had income below $10,000 a year and 5.2% had income of $200,000 or more.

Household Income in 12827 in 2020-2024

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Percent
Less than $10,000 1.5
$10,000 to $14,999 1.6
$15,000 to $24,999 8.5
$25,000 to $34,999 9.8
$35,000 to $49,999 6.5
$50,000 to $74,999 15.5
$75,000 to $99,999 24.1
$100,000 to $149,999 17.6
$150,000 to $199,999 9.8
$200,000 or more 5.2

Median Earnings for Full-Time Year-Round Workers by Sex in 12827 in 2020-2024

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Dollars
Male 62500
Female 59732

An estimated 76.2% of households received earnings. An estimated 35.8% of households received Social Security and an estimated 25.6 % of households received retirement income other than Social Security. The average income from Social Security was $25,596. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12827 in 2020-2024

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Percent
Earnings 76.2
Social Security 35.8
Retirement income 25.6
Supplemental Security Income (SSI) 2.5
Cash public assistance income 0.7

Poverty and Participation in Government Programs

In 2020-2024, 5.2 % of people were in poverty. An estimated 2.1% of children under 18 were below the poverty level, compared with 5.9% of people 65 years old and over. An estimated 6.1% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12827 in 2020-2024

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Percent
People in poverty 5.2
Children under 18 years below poverty 2.1
People 65 years old and over below poverty 5.9
People 18 to 64 years below poverty 6.1

In 2020-2024, 6.3 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 25% of households that received SNAP had children under 18, and 40.2% of households that received SNAP had one or more people 60 years and over. An estimated 0% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12827 in 2020-2024, 94.9% had health insurance coverage and 5.1% did not have health insurance coverage. Private coverage was 67.3% and public coverage was 43.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.8%.


In 2020-2024, 12827 had a total population of 3,716 - 1,751 (47.1%) females and 1,965 (52.9%) males. The median age was 41.3 years. An estimated 22.1% of the population was under 18 years, 30.1% was 19 to 44 years, 24% was 45 to 64 years, and 19.5 % was 65 years and older.

Population by Age and Sex for 12827 in 2020-2024

Male Female
Under 5 190 108
5 to 9 66 90
10 to 14 71 131
15 to 19 179 144
20 to 24 82 64
25 to 29 66 73
30 to 34 120 119
35 to 39 138 144
40 to 44 160 154
45 to 49 79 72
50 to 54 156 118
55 to 59 165 142
60 to 64 99 62
65 to 69 147 89
70 to 74 90 99
75 to 79 112 80
80 to 84 37 30
85 and over 8 32

Hispanic Origin and Race

For people reporting one race alone, 89.3% were White; 0.1% were Black or African American; 14.5% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 7.9% reported Two or More Races. An estimated 3.5% of the people in 12827 were Hispanic or Latino. An estimated 88.6% of the people in 12827 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,467 households in 12827. The average household size was 2.53 people.

Married-couple households made up 55.8% of the households in 12827 while cohabiting couple households made up 14.5% of households. Female householders with no spouse or partner present were 11% of all households, while 18.7% of households had male householders with no spouse or partner present. Some households had one person, as 15.1% of households were male householders living alone, and 9.5% were female householders living alone, for a total of 24.6% of all households.

In 12827, 29.8% of all households had one or more people under the age of 18; 34.8% of all households had one or more people 65 years and over.

Types of Households in 12827 in 2020-2024

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Percent
Married-couple households 55.8
Cohabiting Couples 14.5
Male Householder
No spouse/partner present
18.7
Female Householder
No spouse/partner present
11

Marital Status

Among persons 15 and older, 51.7% of males and 57.8% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 36.1 25.9
Now married, except separated 51.7 57.8
Separated 1.2 0.9
Widowed 2.9 6.7
Divorced 8 8.7

Grandparents and Grandchildren

In 12827, 49 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 77.6% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.4% of the people living in 12827 were U.S. natives. 83.2% of the 12827 population were living in the state where they were born.

Approximately 0.6% of 12827 residents in 2020-2024 were foreign-born. 0% of foreign-born were naturalized U.S. citizens and an estimated 54.2 % entered the country before the year 2010.

Foreign-born residents of 12827 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12827.

Region of Birth for the Foreign-Born Population in 12827 in 2020-2024

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Percent
Latin America 100
Asia 0
Europe 0
Africa 0
Northern America 0
Oceania 0

Language

Among people at least five years old living in 12827 in 2020-2024, 3.5 % spoke a language other than English at home. Spanish was spoken by 3.2% of people at least five years old; 2.6% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12827 in 2020-2024

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Percent
Spanish 3.2
Other Indo-European languages 0.3
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 93.7 % of the people at least one year old living in 12827 were living in the same house one year earlier.

Geographic Mobility of Residents of 12827 in 2020-2024

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Percent
Same house 93.7
Different house, same county 4.9
Different county, same state 1.2
Different state 0.2
Abroad 0

Education

In 2020-2024, 89.7 % of people 25 years and over had at least graduated from high school and 18% had a bachelor's degree or higher. An estimated 10.3% did not complete high school.

The total school enrollment in 12827 was 674 in 2020-2024. Nursery school enrollment was 69 and kindergarten through 12th grade enrollment was 552. College or graduate school enrollment was 53.

Educational Attainment of People in 12827 in 2020-2024

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Percent
Less than high school diploma 10.3
High school diploma or equivalency 34.3
Some college, no degree 20.7
Associate's degree 16.6
Bachelor's degree 10.1
Graduate or professional degree 8

Disability

In 12827, among the civilian noninstitutionalized population in 2020-2024, 11.3 % reported a disability. The likelihood of having a disability varied by age - from 4.4% of people under 18 years old, to 8.5% of people 18 to 64 years old, and to 27.5% of those 65 and over.


Employment Status and Type of Employer

In 12827, 60 % of the population 16 and over were employed; 35.5% were not currently in the labor force.

An estimated 69% of the people employed were private wage and salary workers; 24.7% were federal, state, or local government workers; and 6.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 1,231 69
Federal, state, or local government workers 441 24.7
Self-employed workers in own not incorporated business 112 6.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 12827 worked in the following industries:

Percent by Industry in 12827 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2.6
Construction 10.8
Manufacturing 10.1
Wholesale trade 1.3
Retail trade 13.6
Transportation and warehousing, and utilities 5.5
Information 0.3
Finance and insurance, and real estate and rental and leasing 2.6
Professional, scientific, and management, and administrative and waste management services 12.1
Educational services, and health care and social assistance 19.8
Arts, entertainment, and recreation, and accommodation, and food services 8.1
Other Services, except public administration 3.2
Public administration 9.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12827 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 454 25.4
Service occupations 349 19.6
Sales and office occupations 472 26.5
Natural resources, construction, and maintenance occupations 272 15.2
Production, transportation, and material moving occupations 237 13.3

Commuting to Work

An estimated 84.2% of 12827 workers drove to work alone in 2020-2024, and 6.9% carpooled. Among those who commuted to work, it took them on average 27.1 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12827 in 2020-2024

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Percent
Car, truck, van -- drove alone 84.2
Car, truck, van -- carpooled 6.9
Public transportation (excluding taxicab) 0
Walked 0.5
Other means 1
Worked from home 7.4

In 2020-2024, 12827 had a total of 1,762 housing units. Of these housing units, 91% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 4.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 4.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12827 in 2020-2024

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Percent
Single-family houses 91
Apartments in multi-unit structures 4.8
Mobile homes 4.3
Boat, RV, van, etc 0

8.5% of the housing inventory was comprised of houses built since 2010, while 14% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12827 was 5.6 rooms, and of these housing units 62.7% had three or more bedrooms.


In 2020-2024, 12827 had 1,467 housing units that were occupied or had people living in them, while the remaining 295 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 85.1% while renters occupied 14.9%. The average household size of owner-occupied houses was 2.55 and in renter-occupied houses it was 2.38.

1.7% of householders of these occupied houses had moved into their house since 2021, while 16.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.6% and another 24.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12827:

House Heating Fuel Used in 12827 in 2020-2024

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Percent
Gas 26
Electricity 13.5
Fuel oil, kerosene, etc 43.1
All other fuels 17.4
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 12827 was $218,000.

Of the owner-occupied households, 54.8 % had a mortgage. 45.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,565 and for owners without a mortgage it was $674.

For renter-occupied houses, the median gross rent for 12827 was $1,089. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.