ZIP Code Tabulation Area

12846

Lake Luzerne, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
3,013
Median household income
$46,344
People below poverty
34.1%
Median home value
$221,100

Income

The median income of households in 12846 was $46,344. An estimated 7.2% of households had income below $10,000 a year and 7.2% had income of $200,000 or more.

Household Income in 12846 in 2020-2024

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Percent
Less than $10,000 7.2
$10,000 to $14,999 8.3
$15,000 to $24,999 7.7
$25,000 to $34,999 19.2
$35,000 to $49,999 16.9
$50,000 to $74,999 12.6
$75,000 to $99,999 4.1
$100,000 to $149,999 10.3
$150,000 to $199,999 6.4
$200,000 or more 7.2

Median Earnings for Full-Time Year-Round Workers by Sex in 12846 in 2020-2024

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Dollars
Male 50697
Female NaN

An estimated 54.7% of households received earnings. An estimated 50.4% of households received Social Security and an estimated 32.5 % of households received retirement income other than Social Security. The average income from Social Security was $21,888. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12846 in 2020-2024

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Percent
Earnings 54.7
Social Security 50.4
Retirement income 32.5
Supplemental Security Income (SSI) 7.1
Cash public assistance income 6.1

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.


Poverty and Participation in Government Programs

In 2020-2024, 34.1 % of people were in poverty. An estimated 74.8% of children under 18 were below the poverty level, compared with 19.3% of people 65 years old and over. An estimated 29% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12846 in 2020-2024

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Percent
People in poverty 34.1
Children under 18 years below poverty 74.8
People 65 years old and over below poverty 19.3
People 18 to 64 years below poverty 29

In 2020-2024, 10.5 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 8.3% of households that received SNAP had children under 18, and 67.6% of households that received SNAP had one or more people 60 years and over. An estimated 8.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12846 in 2020-2024, 97.3% had health insurance coverage and 2.7% did not have health insurance coverage. Private coverage was 61.4% and public coverage was 57.7%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 0%.


In 2020-2024, 12846 had a total population of 3,013 - 1,205 (40%) females and 1,808 (60%) males. The median age was 51.4 years. An estimated 16.7% of the population was under 18 years, 26.1% was 19 to 44 years, 25.4% was 45 to 64 years, and 26.3 % was 65 years and older.

Population by Age and Sex for 12846 in 2020-2024

Male Female
Under 5 9 8
5 to 9 69 0
10 to 14 243 17
15 to 19 299 24
20 to 24 52 69
25 to 29 48 30
30 to 34 161 50
35 to 39 98 153
40 to 44 30 96
45 to 49 0 8
50 to 54 78 59
55 to 59 220 161
60 to 64 108 132
65 to 69 130 123
70 to 74 187 88
75 to 79 45 58
80 to 84 20 119
85 and over 11 10

Hispanic Origin and Race

For people reporting one race alone, 97.9% were White; 0.2% were Black or African American; 5% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 1.8% reported Two or More Races. An estimated 0.1% of the people in 12846 were Hispanic or Latino. An estimated 97.9% of the people in 12846 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 1,382 households in 12846. The average household size was 2.17 people.

Married-couple households made up 34.2% of the households in 12846 while cohabiting couple households made up 14.5% of households. Female householders with no spouse or partner present were 25.4% of all households, while 25.9% of households had male householders with no spouse or partner present. Some households had one person, as 20.7% of households were male householders living alone, and 21% were female householders living alone, for a total of 41.7% of all households.

In 12846, 16.7% of all households had one or more people under the age of 18; 42.5% of all households had one or more people 65 years and over.

Types of Households in 12846 in 2020-2024

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Percent
Married-couple households 34.2
Cohabiting Couples 14.5
Male Householder
No spouse/partner present
25.9
Female Householder
No spouse/partner present
25.4

Marital Status

Among persons 15 and older, 36.3% of males and 42% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 42.6 26
Now married, except separated 36.3 42
Separated 1.1 1.4
Widowed 4.4 12.6
Divorced 15.5 18

Grandparents and Grandchildren

In 12846, 0 grandparents lived with their grandchildren under 18 years old. Of those grandparents, NaN% were responsible for the basic needs of their grandchildren.

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.4% of the people living in 12846 were U.S. natives. 82.6% of the 12846 population were living in the state where they were born.

Approximately 1.6% of 12846 residents in 2020-2024 were foreign-born. 85.7% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 12846 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12846.

Region of Birth for the Foreign-Born Population in 12846 in 2020-2024

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Percent
Latin America 4.1
Asia 0
Europe 65.3
Africa 0
Northern America 30.6
Oceania 0

Language

Among people at least five years old living in 12846 in 2020-2024, 1.5 % spoke a language other than English at home. Spanish was spoken by 0.1% of people at least five years old; 0% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12846 in 2020-2024

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Percent
Spanish 0.1
Other Indo-European languages 1.4
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 97.3 % of the people at least one year old living in 12846 were living in the same house one year earlier.

Geographic Mobility of Residents of 12846 in 2020-2024

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Percent
Same house 97.3
Different house, same county 0
Different county, same state 2.3
Different state 0.3
Abroad 0

Education

In 2020-2024, 90.5 % of people 25 years and over had at least graduated from high school and 24.6% had a bachelor's degree or higher. An estimated 9.5% did not complete high school.

The total school enrollment in 12846 was 690 in 2020-2024. Nursery school enrollment was 0 and kindergarten through 12th grade enrollment was 487. College or graduate school enrollment was 203.

Educational Attainment of People in 12846 in 2020-2024

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Percent
Less than high school diploma 9.5
High school diploma or equivalency 42.7
Some college, no degree 9.5
Associate's degree 13.7
Bachelor's degree 11.5
Graduate or professional degree 13

Disability

In 12846, among the civilian noninstitutionalized population in 2020-2024, 16.8 % reported a disability. The likelihood of having a disability varied by age - from 24.4% of people under 18 years old, to 9.8% of people 18 to 64 years old, and to 27.2% of those 65 and over.


Employment Status and Type of Employer

In 12846, 48.9 % of the population 16 and over were employed; 50.4% were not currently in the labor force.

An estimated 76.6% of the people employed were private wage and salary workers; 17.1% were federal, state, or local government workers; and 6.3 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 999 76.6
Federal, state, or local government workers 223 17.1
Self-employed workers in own not incorporated business 82 6.3

Industries

In 2020-2024, the civilian employed population 16 years and older in 12846 worked in the following industries:

Percent by Industry in 12846 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 13.3
Construction 7.2
Manufacturing 7.2
Wholesale trade 0
Retail trade 18.2
Transportation and warehousing, and utilities 6.1
Information 0.7
Finance and insurance, and real estate and rental and leasing 1.4
Professional, scientific, and management, and administrative and waste management services 10.4
Educational services, and health care and social assistance 24.6
Arts, entertainment, and recreation, and accommodation, and food services 7.8
Other Services, except public administration 0.8
Public administration 2.4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12846 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 436 33.4
Service occupations 342 26.2
Sales and office occupations 196 15
Natural resources, construction, and maintenance occupations 179 13.7
Production, transportation, and material moving occupations 151 11.6

Commuting to Work

An estimated 82.2% of 12846 workers drove to work alone in 2020-2024, and 13.3% carpooled. Among those who commuted to work, it took them on average 25.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12846 in 2020-2024

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Percent
Car, truck, van -- drove alone 82.2
Car, truck, van -- carpooled 13.3
Public transportation (excluding taxicab) 0
Walked 0
Other means 0
Worked from home 4.5

In 2020-2024, 12846 had a total of 2,175 housing units. Of these housing units, 81.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 5.1% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 13.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12846 in 2020-2024

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Percent
Single-family houses 81.1
Apartments in multi-unit structures 5.1
Mobile homes 13.8
Boat, RV, van, etc 0

6.6% of the housing inventory was comprised of houses built since 2010, while 24.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12846 was 5.4 rooms, and of these housing units 46.5% had three or more bedrooms.


In 2020-2024, 12846 had 1,382 housing units that were occupied or had people living in them, while the remaining 793 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 81.8% while renters occupied 18.2%. The average household size of owner-occupied houses was 2.27 and in renter-occupied houses it was 1.71.

0% of householders of these occupied houses had moved into their house since 2021, while 14% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 8.6% and another 18.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12846:

House Heating Fuel Used in 12846 in 2020-2024

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Percent
Gas 32.7
Electricity 4.4
Fuel oil, kerosene, etc 52.9
All other fuels 10.1
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 12846 was $221,100.

Of the owner-occupied households, 57.4 % had a mortgage. 42.6% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,538 and for owners without a mortgage it was $508.

For renter-occupied houses, the median gross rent for 12846 was $951. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.