ZIP Code Tabulation Area

12937

Fort Covington, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,300
Median household income
$55,417
People below poverty
21.1%
Median home value
$99,400

Income

The median income of households in 12937 was $55,417. An estimated 5.9% of households had income below $10,000 a year and 1.8% had income of $200,000 or more.

Household Income in 12937 in 2020-2024

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Percent
Less than $10,000 5.9
$10,000 to $14,999 8.3
$15,000 to $24,999 6.7
$25,000 to $34,999 11.5
$35,000 to $49,999 13.8
$50,000 to $74,999 14
$75,000 to $99,999 16.8
$100,000 to $149,999 15.8
$150,000 to $199,999 5.3
$200,000 or more 1.8

Median Earnings for Full-Time Year-Round Workers by Sex in 12937 in 2020-2024

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Dollars
Male 32625
Female 52955

An estimated 65.8% of households received earnings. An estimated 40.5% of households received Social Security and an estimated 36.2 % of households received retirement income other than Social Security. The average income from Social Security was $22,378. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 12937 in 2020-2024

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Percent
Earnings 65.8
Social Security 40.5
Retirement income 36.2
Supplemental Security Income (SSI) 9.1
Cash public assistance income 2.6

Poverty and Participation in Government Programs

In 2020-2024, 21.1 % of people were in poverty. An estimated 30.4% of children under 18 were below the poverty level, compared with 9.3% of people 65 years old and over. An estimated 20.9% of people 18 to 64 years were below the poverty level.

Poverty Rates in 12937 in 2020-2024

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Percent
People in poverty 21.1
Children under 18 years below poverty 30.4
People 65 years old and over below poverty 9.3
People 18 to 64 years below poverty 20.9

In 2020-2024, 7.9 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 22.5% of households that received SNAP had children under 18, and 35% of households that received SNAP had one or more people 60 years and over. An estimated 0% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 12937 in 2020-2024, 83.6% had health insurance coverage and 16.4% did not have health insurance coverage. Private coverage was 65.5% and public coverage was 34.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 33.2%.


In 2020-2024, 12937 had a total population of 1,300 - 646 (49.7%) females and 654 (50.3%) males. The median age was 39.7 years. An estimated 27% of the population was under 18 years, 25.1% was 19 to 44 years, 26.3% was 45 to 64 years, and 19.9 % was 65 years and older.

Population by Age and Sex for 12937 in 2020-2024

Male Female
Under 5 13 42
5 to 9 67 70
10 to 14 31 60
15 to 19 43 46
20 to 24 35 33
25 to 29 20 35
30 to 34 38 35
35 to 39 63 27
40 to 44 29 12
45 to 49 91 50
50 to 54 13 32
55 to 59 34 35
60 to 64 39 48
65 to 69 44 15
70 to 74 22 35
75 to 79 39 23
80 to 84 19 22
85 and over 14 26

Hispanic Origin and Race

For people reporting one race alone, 92.4% were White; 0.2% were Black or African American; 8.8% were American Indian and Alaska Native; 0.2% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 2.6% reported Two or More Races. An estimated 0% of the people in 12937 were Hispanic or Latino. An estimated 92.4% of the people in 12937 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 506 households in 12937. The average household size was 2.57 people.

Married-couple households made up 50.8% of the households in 12937 while cohabiting couple households made up 12.1% of households. Female householders with no spouse or partner present were 16.4% of all households, while 20.8% of households had male householders with no spouse or partner present. Some households had one person, as 14.8% of households were male householders living alone, and 13.6% were female householders living alone, for a total of 28.4% of all households.

In 12937, 31.2% of all households had one or more people under the age of 18; 34.4% of all households had one or more people 65 years and over.

Types of Households in 12937 in 2020-2024

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Percent
Married-couple households 50.8
Cohabiting Couples 12.1
Male Householder
No spouse/partner present
20.8
Female Householder
No spouse/partner present
16.4

Marital Status

Among persons 15 and older, 59.1% of males and 57.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 20.4 23.2
Now married, except separated 59.1 57.6
Separated 1.8 3
Widowed 4.4 9.7
Divorced 14.2 6.5

Grandparents and Grandchildren

In 12937, 24 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 50% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 98.6% of the people living in 12937 were U.S. natives. 80.6% of the 12937 population were living in the state where they were born.

Approximately 1.4% of 12937 residents in 2020-2024 were foreign-born. 22.2% of foreign-born were naturalized U.S. citizens and an estimated 83.3 % entered the country before the year 2010.

Foreign-born residents of 12937 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 12937.

Region of Birth for the Foreign-Born Population in 12937 in 2020-2024

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Percent
Latin America 0
Asia 11.1
Europe 27.8
Africa 0
Northern America 61.1
Oceania 0

Language

Among people at least five years old living in 12937 in 2020-2024, 14.7 % spoke a language other than English at home. Spanish was spoken by 0% of people at least five years old; 5.9% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 12937 in 2020-2024

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Percent
Spanish 0
Other Indo-European languages 13.1
Asian and Pacific Islander languages 0.2
Other languages 1.4

Geographic Mobility

In 2020-2024, 97.6 % of the people at least one year old living in 12937 were living in the same house one year earlier.

Geographic Mobility of Residents of 12937 in 2020-2024

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Percent
Same house 97.6
Different house, same county 1.5
Different county, same state 0.2
Different state 0.2
Abroad 0.5

Education

In 2020-2024, 91.9 % of people 25 years and over had at least graduated from high school and 15.6% had a bachelor's degree or higher. An estimated 8.1% did not complete high school.

The total school enrollment in 12937 was 301 in 2020-2024. Nursery school enrollment was 32 and kindergarten through 12th grade enrollment was 236. College or graduate school enrollment was 33.

Educational Attainment of People in 12937 in 2020-2024

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Percent
Less than high school diploma 8.1
High school diploma or equivalency 39.8
Some college, no degree 18
Associate's degree 18.5
Bachelor's degree 6
Graduate or professional degree 9.5

Disability

In 12937, among the civilian noninstitutionalized population in 2020-2024, 15.5 % reported a disability. The likelihood of having a disability varied by age - from 3.1% of people under 18 years old, to 13.3% of people 18 to 64 years old, and to 37.8% of those 65 and over.


Employment Status and Type of Employer

In 12937, 56.3 % of the population 16 and over were employed; 43.2% were not currently in the labor force.

An estimated 41.1% of the people employed were private wage and salary workers; 31.1% were federal, state, or local government workers; and 26.2 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 229 41.1
Federal, state, or local government workers 173 31.1
Self-employed workers in own not incorporated business 146 26.2

Industries

In 2020-2024, the civilian employed population 16 years and older in 12937 worked in the following industries:

Percent by Industry in 12937 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 9.5
Construction 7.7
Manufacturing 1.3
Wholesale trade 0
Retail trade 5.2
Transportation and warehousing, and utilities 3.8
Information 0
Finance and insurance, and real estate and rental and leasing 1.4
Professional, scientific, and management, and administrative and waste management services 4.5
Educational services, and health care and social assistance 35
Arts, entertainment, and recreation, and accommodation, and food services 6.8
Other Services, except public administration 20.5
Public administration 4.3

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 12937 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 212 38.1
Service occupations 88 15.8
Sales and office occupations 59 10.6
Natural resources, construction, and maintenance occupations 119 21.4
Production, transportation, and material moving occupations 79 14.2

Commuting to Work

An estimated 62.8% of 12937 workers drove to work alone in 2020-2024, and 21.5% carpooled. Among those who commuted to work, it took them on average 17.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 12937 in 2020-2024

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Percent
Car, truck, van -- drove alone 62.8
Car, truck, van -- carpooled 21.5
Public transportation (excluding taxicab) 2.5
Walked 0.7
Other means 2.3
Worked from home 10.1

In 2020-2024, 12937 had a total of 650 housing units. Of these housing units, 79.7% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 5.6% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 14.8% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 12937 in 2020-2024

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Percent
Single-family houses 79.7
Apartments in multi-unit structures 5.6
Mobile homes 14.8
Boat, RV, van, etc 0

2.9% of the housing inventory was comprised of houses built since 2010, while 37.8% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 12937 was 6.1 rooms, and of these housing units 74.5% had three or more bedrooms.


In 2020-2024, 12937 had 506 housing units that were occupied or had people living in them, while the remaining 144 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 88.5% while renters occupied 11.5%. The average household size of owner-occupied houses was 2.67 and in renter-occupied houses it was 1.76.

1.6% of householders of these occupied houses had moved into their house since 2021, while 21.1% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 12.3% and another 16.2% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 12937:

House Heating Fuel Used in 12937 in 2020-2024

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Percent
Gas 7.9
Electricity 10.9
Fuel oil, kerosene, etc 59.5
All other fuels 19.2
No fuel used 2.6

In 2020-2024, the median property value for owner-occupied houses in 12937 was $99,400.

Of the owner-occupied households, 47.5 % had a mortgage. 52.5% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,413 and for owners without a mortgage it was $389.

For renter-occupied houses, the median gross rent for 12937 was $585. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.