ZIP Code Tabulation Area

13101

Mc Graw, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
2,358
Median household income
$63,587
People below poverty
9.3%
Median home value
$143,700

Income

The median income of households in 13101 was $63,587. An estimated 4.4% of households had income below $10,000 a year and 1.6% had income of $200,000 or more.

Household Income in 13101 in 2020-2024

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Percent
Less than $10,000 4.4
$10,000 to $14,999 0.9
$15,000 to $24,999 7.8
$25,000 to $34,999 10.4
$35,000 to $49,999 11.7
$50,000 to $74,999 21.1
$75,000 to $99,999 18
$100,000 to $149,999 12.6
$150,000 to $199,999 11.4
$200,000 or more 1.6

Median Earnings for Full-Time Year-Round Workers by Sex in 13101 in 2020-2024

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Dollars
Male 56739
Female 49417

An estimated 69.1% of households received earnings. An estimated 46.3% of households received Social Security and an estimated 38 % of households received retirement income other than Social Security. The average income from Social Security was $23,350. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 13101 in 2020-2024

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Percent
Earnings 69.1
Social Security 46.3
Retirement income 38
Supplemental Security Income (SSI) 7.2
Cash public assistance income 4

Poverty and Participation in Government Programs

In 2020-2024, 9.3 % of people were in poverty. An estimated 10.7% of children under 18 were below the poverty level, compared with 10.1% of people 65 years old and over. An estimated 8.3% of people 18 to 64 years were below the poverty level.

Poverty Rates in 13101 in 2020-2024

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Percent
People in poverty 9.3
Children under 18 years below poverty 10.7
People 65 years old and over below poverty 10.1
People 18 to 64 years below poverty 8.3

In 2020-2024, 11.1 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 24.3% of households that received SNAP had children under 18, and 79.3% of households that received SNAP had one or more people 60 years and over. An estimated 15.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 13101 in 2020-2024, 96.3% had health insurance coverage and 3.7% did not have health insurance coverage. Private coverage was 62.1% and public coverage was 51.5%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.5%.


In 2020-2024, 13101 had a total population of 2,358 - 1,083 (45.9%) females and 1,275 (54.1%) males. The median age was 43.6 years. An estimated 23% of the population was under 18 years, 28.6% was 19 to 44 years, 21.8% was 45 to 64 years, and 25.7 % was 65 years and older.

Population by Age and Sex for 13101 in 2020-2024

Male Female
Under 5 41 58
5 to 9 111 36
10 to 14 128 86
15 to 19 58 47
20 to 24 85 18
25 to 29 37 64
30 to 34 90 47
35 to 39 80 54
40 to 44 87 111
45 to 49 101 67
50 to 54 51 48
55 to 59 61 52
60 to 64 78 57
65 to 69 109 107
70 to 74 53 50
75 to 79 55 76
80 to 84 37 36
85 and over 13 69

Hispanic Origin and Race

For people reporting one race alone, 95.7% were White; 0.3% were Black or African American; 16.3% were American Indian and Alaska Native; 0% were Asian; 0% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 3.2% reported Two or More Races. An estimated 0.8% of the people in 13101 were Hispanic or Latino. An estimated 95.6% of the people in 13101 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 996 households in 13101. The average household size was 2.35 people.

Married-couple households made up 46.3% of the households in 13101 while cohabiting couple households made up 14.8% of households. Female householders with no spouse or partner present were 21.9% of all households, while 17.1% of households had male householders with no spouse or partner present. Some households had one person, as 14.1% of households were male householders living alone, and 13.2% were female householders living alone, for a total of 27.3% of all households.

In 13101, 30.6% of all households had one or more people under the age of 18; 44% of all households had one or more people 65 years and over.

Types of Households in 13101 in 2020-2024

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Percent
Married-couple households 46.3
Cohabiting Couples 14.8
Male Householder
No spouse/partner present
17.1
Female Householder
No spouse/partner present
21.9

Marital Status

Among persons 15 and older, 51.8% of males and 53.3% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 32.4 20
Now married, except separated 51.8 53.3
Separated 3.6 3.2
Widowed 1.8 16.1
Divorced 10.5 7.4

Grandparents and Grandchildren

In 13101, 30 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 20% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 99.7% of the people living in 13101 were U.S. natives. 90% of the 13101 population were living in the state where they were born.

Approximately 0.3% of 13101 residents in 2020-2024 were foreign-born. 12.5% of foreign-born were naturalized U.S. citizens and an estimated 12.5 % entered the country before the year 2010.

Foreign-born residents of 13101 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 13101.

Region of Birth for the Foreign-Born Population in 13101 in 2020-2024

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Percent
Latin America 50
Asia 0
Europe 0
Africa 0
Northern America 50
Oceania 0

Language

Among people at least five years old living in 13101 in 2020-2024, 1.5 % spoke a language other than English at home. Spanish was spoken by 1.4% of people at least five years old; 0.1% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 13101 in 2020-2024

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Percent
Spanish 1.4
Other Indo-European languages 0.1
Asian and Pacific Islander languages 0
Other languages 0

Geographic Mobility

In 2020-2024, 90.1 % of the people at least one year old living in 13101 were living in the same house one year earlier.

Geographic Mobility of Residents of 13101 in 2020-2024

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Percent
Same house 90.1
Different house, same county 6.8
Different county, same state 1.7
Different state 1.4
Abroad 0

Education

In 2020-2024, 94 % of people 25 years and over had at least graduated from high school and 18.9% had a bachelor's degree or higher. An estimated 5.9% did not complete high school.

The total school enrollment in 13101 was 507 in 2020-2024. Nursery school enrollment was 19 and kindergarten through 12th grade enrollment was 437. College or graduate school enrollment was 51.

Educational Attainment of People in 13101 in 2020-2024

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Percent
Less than high school diploma 5.9
High school diploma or equivalency 40.7
Some college, no degree 22.5
Associate's degree 11.9
Bachelor's degree 10.9
Graduate or professional degree 7.9

Disability

In 13101, among the civilian noninstitutionalized population in 2020-2024, 14.6 % reported a disability. The likelihood of having a disability varied by age - from 4.2% of people under 18 years old, to 10.4% of people 18 to 64 years old, and to 32.4% of those 65 and over.


Employment Status and Type of Employer

In 13101, 59.9 % of the population 16 and over were employed; 39% were not currently in the labor force.

An estimated 72.4% of the people employed were private wage and salary workers; 15.7% were federal, state, or local government workers; and 11.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 808 72.4
Federal, state, or local government workers 175 15.7
Self-employed workers in own not incorporated business 133 11.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 13101 worked in the following industries:

Percent by Industry in 13101 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 1.4
Construction 9
Manufacturing 13.2
Wholesale trade 0
Retail trade 10
Transportation and warehousing, and utilities 4.5
Information 0.2
Finance and insurance, and real estate and rental and leasing 4.3
Professional, scientific, and management, and administrative and waste management services 6.2
Educational services, and health care and social assistance 24.1
Arts, entertainment, and recreation, and accommodation, and food services 7
Other Services, except public administration 15.8
Public administration 4.4

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 13101 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 292 26.2
Service occupations 179 16
Sales and office occupations 202 18.1
Natural resources, construction, and maintenance occupations 242 21.7
Production, transportation, and material moving occupations 201 18

Commuting to Work

An estimated 78.8% of 13101 workers drove to work alone in 2020-2024, and 15.1% carpooled. Among those who commuted to work, it took them on average 23.6 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 13101 in 2020-2024

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Percent
Car, truck, van -- drove alone 78.8
Car, truck, van -- carpooled 15.1
Public transportation (excluding taxicab) 0
Walked 1.6
Other means 0.6
Worked from home 3.9

In 2020-2024, 13101 had a total of 1,032 housing units. Of these housing units, 79.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 10.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 8.9% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 13101 in 2020-2024

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Percent
Single-family houses 79.9
Apartments in multi-unit structures 10.8
Mobile homes 8.9
Boat, RV, van, etc 0.4

2.9% of the housing inventory was comprised of houses built since 2010, while 45.4% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 13101 was 6.7 rooms, and of these housing units 75.1% had three or more bedrooms.


In 2020-2024, 13101 had 996 housing units that were occupied or had people living in them, while the remaining 36 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 80.5% while renters occupied 19.5%. The average household size of owner-occupied houses was 2.41 and in renter-occupied houses it was 2.1.

1.9% of householders of these occupied houses had moved into their house since 2021, while 29.5% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 4.5% and another 15.8% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 13101:

House Heating Fuel Used in 13101 in 2020-2024

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Percent
Gas 58.9
Electricity 4.4
Fuel oil, kerosene, etc 18.5
All other fuels 18.2
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 13101 was $143,700.

Of the owner-occupied households, 50.2 % had a mortgage. 49.8% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,402 and for owners without a mortgage it was $599.

For renter-occupied houses, the median gross rent for 13101 was $1,042. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.