ZIP Code Tabulation Area

13320

Cherry Valley, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
1,971
Median household income
$86,204
People below poverty
9.6%
Median home value
$184,600

Income

The median income of households in 13320 was $86,204. An estimated 5.6% of households had income below $10,000 a year and 14.8% had income of $200,000 or more.

Household Income in 13320 in 2020-2024

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Percent
Less than $10,000 5.6
$10,000 to $14,999 1.3
$15,000 to $24,999 2.8
$25,000 to $34,999 7.9
$35,000 to $49,999 6.3
$50,000 to $74,999 18.3
$75,000 to $99,999 16.9
$100,000 to $149,999 17.5
$150,000 to $199,999 8.7
$200,000 or more 14.8

Median Earnings for Full-Time Year-Round Workers by Sex in 13320 in 2020-2024

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Dollars
Male 57381
Female 58750

An estimated 71.1% of households received earnings. An estimated 38.9% of households received Social Security and an estimated 38.1 % of households received retirement income other than Social Security. The average income from Social Security was $29,891. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 13320 in 2020-2024

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Percent
Earnings 71.1
Social Security 38.9
Retirement income 38.1
Supplemental Security Income (SSI) 5.5
Cash public assistance income 1.7

Poverty and Participation in Government Programs

In 2020-2024, 9.6 % of people were in poverty. An estimated 19.5% of children under 18 were below the poverty level, compared with 3.9% of people 65 years old and over. An estimated 8.8% of people 18 to 64 years were below the poverty level.

Poverty Rates in 13320 in 2020-2024

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Percent
People in poverty 9.6
Children under 18 years below poverty 19.5
People 65 years old and over below poverty 3.9
People 18 to 64 years below poverty 8.8

In 2020-2024, 4 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 26.7% of households that received SNAP had children under 18, and 60% of households that received SNAP had one or more people 60 years and over. An estimated 13.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 13320 in 2020-2024, 90.4% had health insurance coverage and 9.6% did not have health insurance coverage. Private coverage was 72.2% and public coverage was 36.9%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 19.1%.


In 2020-2024, 13320 had a total population of 1,971 - 1,067 (54.1%) females and 904 (45.9%) males. The median age was 44.8 years. An estimated 18% of the population was under 18 years, 29.7% was 19 to 44 years, 26.6% was 45 to 64 years, and 23.4 % was 65 years and older.

Population by Age and Sex for 13320 in 2020-2024

Male Female
Under 5 63 23
5 to 9 47 78
10 to 14 27 43
15 to 19 44 75
20 to 24 85 114
25 to 29 36 41
30 to 34 32 69
35 to 39 61 88
40 to 44 46 14
45 to 49 51 55
50 to 54 34 69
55 to 59 94 60
60 to 64 55 106
65 to 69 112 75
70 to 74 49 68
75 to 79 43 39
80 to 84 18 25
85 and over 7 25

Hispanic Origin and Race

For people reporting one race alone, 95.5% were White; 0.1% were Black or African American; 13.2% were American Indian and Alaska Native; 0.3% were Asian; 0.1% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 4% reported Two or More Races. An estimated 2% of the people in 13320 were Hispanic or Latino. An estimated 94.8% of the people in 13320 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 750 households in 13320. The average household size was 2.62 people.

Married-couple households made up 63.9% of the households in 13320 while cohabiting couple households made up 3.7% of households. Female householders with no spouse or partner present were 20.9% of all households, while 11.5% of households had male householders with no spouse or partner present. Some households had one person, as 7.7% of households were male householders living alone, and 12.7% were female householders living alone, for a total of 20.4% of all households.

In 13320, 23.9% of all households had one or more people under the age of 18; 42.1% of all households had one or more people 65 years and over.

Types of Households in 13320 in 2020-2024

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Percent
Married-couple households 63.9
Cohabiting Couples 3.7
Male Householder
No spouse/partner present
11.5
Female Householder
No spouse/partner present
20.9

Marital Status

Among persons 15 and older, 64.7% of males and 56.6% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 27.1 26.2
Now married, except separated 64.7 56.6
Separated 1.2 1
Widowed 1.7 9
Divorced 5.3 7.3

Grandparents and Grandchildren

In 13320, 0 grandparents lived with their grandchildren under 18 years old. Of those grandparents, NaN% were responsible for the basic needs of their grandchildren.

Note: The presence of NaN means that the estimate could not be calculated or cannot be published for this topic or geography.


Nativity and Foreign-Born

In 2020-2024, an estimated 97.9% of the people living in 13320 were U.S. natives. 79.4% of the 13320 population were living in the state where they were born.

Approximately 2.1% of 13320 residents in 2020-2024 were foreign-born. 69% of foreign-born were naturalized U.S. citizens and an estimated 88.1 % entered the country before the year 2010.

Foreign-born residents of 13320 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 13320.

Region of Birth for the Foreign-Born Population in 13320 in 2020-2024

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Percent
Latin America 14.3
Asia 14.3
Europe 33.3
Africa 2.4
Northern America 35.7
Oceania 0

Language

Among people at least five years old living in 13320 in 2020-2024, 7.8 % spoke a language other than English at home. Spanish was spoken by 0.6% of people at least five years old; 0.5% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 13320 in 2020-2024

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Percent
Spanish 0.6
Other Indo-European languages 6.8
Asian and Pacific Islander languages 0.1
Other languages 0.3

Geographic Mobility

In 2020-2024, 96.2 % of the people at least one year old living in 13320 were living in the same house one year earlier.

Geographic Mobility of Residents of 13320 in 2020-2024

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Percent
Same house 96.2
Different house, same county 0.5
Different county, same state 1.5
Different state 1
Abroad 0.8

Education

In 2020-2024, 90.3 % of people 25 years and over had at least graduated from high school and 35.5% had a bachelor's degree or higher. An estimated 9.7% did not complete high school.

The total school enrollment in 13320 was 337 in 2020-2024. Nursery school enrollment was 23 and kindergarten through 12th grade enrollment was 213. College or graduate school enrollment was 101.

Educational Attainment of People in 13320 in 2020-2024

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Percent
Less than high school diploma 9.7
High school diploma or equivalency 30.1
Some college, no degree 13.6
Associate's degree 11.2
Bachelor's degree 19.6
Graduate or professional degree 15.9

Disability

In 13320, among the civilian noninstitutionalized population in 2020-2024, 11.5 % reported a disability. The likelihood of having a disability varied by age - from 4.5% of people under 18 years old, to 9.3% of people 18 to 64 years old, and to 22.6% of those 65 and over.


Employment Status and Type of Employer

In 13320, 54.5 % of the population 16 and over were employed; 43.2% were not currently in the labor force.

An estimated 68.2% of the people employed were private wage and salary workers; 13.5% were federal, state, or local government workers; and 15.9 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 622 68.2
Federal, state, or local government workers 123 13.5
Self-employed workers in own not incorporated business 145 15.9

Industries

In 2020-2024, the civilian employed population 16 years and older in 13320 worked in the following industries:

Percent by Industry in 13320 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 5.2
Construction 12.1
Manufacturing 3.8
Wholesale trade 0.2
Retail trade 13
Transportation and warehousing, and utilities 3.7
Information 1.1
Finance and insurance, and real estate and rental and leasing 3.2
Professional, scientific, and management, and administrative and waste management services 6.7
Educational services, and health care and social assistance 37.3
Arts, entertainment, and recreation, and accommodation, and food services 7.3
Other Services, except public administration 1.9
Public administration 4.5

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 13320 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 430 47.1
Service occupations 128 14
Sales and office occupations 178 19.5
Natural resources, construction, and maintenance occupations 91 10
Production, transportation, and material moving occupations 85 9.3

Commuting to Work

An estimated 62.9% of 13320 workers drove to work alone in 2020-2024, and 10.4% carpooled. Among those who commuted to work, it took them on average 26.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 13320 in 2020-2024

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Percent
Car, truck, van -- drove alone 62.9
Car, truck, van -- carpooled 10.4
Public transportation (excluding taxicab) 0.6
Walked 4.4
Other means 3.9
Worked from home 17.9

In 2020-2024, 13320 had a total of 1,053 housing units. Of these housing units, 90.4% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 3.4% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 6.3% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 13320 in 2020-2024

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Percent
Single-family houses 90.4
Apartments in multi-unit structures 3.4
Mobile homes 6.3
Boat, RV, van, etc 0

6.7% of the housing inventory was comprised of houses built since 2010, while 44.1% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 13320 was 6.6 rooms, and of these housing units 70.9% had three or more bedrooms.


In 2020-2024, 13320 had 750 housing units that were occupied or had people living in them, while the remaining 303 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 94.3% while renters occupied 5.7%. The average household size of owner-occupied houses was 2.62 and in renter-occupied houses it was 2.7.

3.1% of householders of these occupied houses had moved into their house since 2021, while 15.7% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 3.7% and another 20.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 13320:

House Heating Fuel Used in 13320 in 2020-2024

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Percent
Gas 25.8
Electricity 7.3
Fuel oil, kerosene, etc 43.1
All other fuels 23.7
No fuel used 0

In 2020-2024, the median property value for owner-occupied houses in 13320 was $184,600.

Of the owner-occupied households, 41.3 % had a mortgage. 58.7% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,571 and for owners without a mortgage it was $603.

For renter-occupied houses, the median gross rent for 13320 was $1,125. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.