ZIP Code Tabulation Area

13820

Oneonta, NY · ACS 2020–2024

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Latest estimates

At a glance

U.S. Census Bureau American Community Survey 5-year estimates.

Total population
23,056
Median household income
$65,953
People below poverty
15.1%
Median home value
$182,000

Income

The median income of households in 13820 was $65,953. An estimated 3.5% of households had income below $10,000 a year and 5.8% had income of $200,000 or more.

Household Income in 13820 in 2020-2024

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Percent
Less than $10,000 3.5
$10,000 to $14,999 4.2
$15,000 to $24,999 10.3
$25,000 to $34,999 8.5
$35,000 to $49,999 10.7
$50,000 to $74,999 19.9
$75,000 to $99,999 16
$100,000 to $149,999 15.1
$150,000 to $199,999 6.1
$200,000 or more 5.8

Median Earnings for Full-Time Year-Round Workers by Sex in 13820 in 2020-2024

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Dollars
Male 56385
Female 54961

An estimated 73.4% of households received earnings. An estimated 34.6% of households received Social Security and an estimated 26.9 % of households received retirement income other than Social Security. The average income from Social Security was $22,614. These income sources are not mutually exclusive; that is, some households received income from more than one source.

Proportion of Households with Various Income Sources in 13820 in 2020-2024

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Percent
Earnings 73.4
Social Security 34.6
Retirement income 26.9
Supplemental Security Income (SSI) 6.9
Cash public assistance income 4.5

Poverty and Participation in Government Programs

In 2020-2024, 15.1 % of people were in poverty. An estimated 15.8% of children under 18 were below the poverty level, compared with 8.9% of people 65 years old and over. An estimated 17.2% of people 18 to 64 years were below the poverty level.

Poverty Rates in 13820 in 2020-2024

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Percent
People in poverty 15.1
Children under 18 years below poverty 15.8
People 65 years old and over below poverty 8.9
People 18 to 64 years below poverty 17.2

In 2020-2024, 13.7 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 34.2% of households that received SNAP had children under 18, and 34.6% of households that received SNAP had one or more people 60 years and over. An estimated 28.3% of all households receiving SNAP were families with a female householder and no spouse present.


Among the civilian noninstitutionalized population in 13820 in 2020-2024, 96.1% had health insurance coverage and 3.9% did not have health insurance coverage. Private coverage was 72.3% and public coverage was 38%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 1.8%.


In 2020-2024, 13820 had a total population of 23,056 - 11,829 (51.3%) females and 11,227 (48.7%) males. The median age was 31.8 years. An estimated 10.8% of the population was under 18 years, 38.2% was 19 to 44 years, 18.5% was 45 to 64 years, and 18.7 % was 65 years and older.

Population by Age and Sex for 13820 in 2020-2024

Male Female
Under 5 392 246
5 to 9 243 333
10 to 14 473 317
15 to 19 1587 2087
20 to 24 1838 2195
25 to 29 756 484
30 to 34 824 625
35 to 39 460 676
40 to 44 554 392
45 to 49 459 256
50 to 54 484 663
55 to 59 587 585
60 to 64 683 537
65 to 69 713 755
70 to 74 462 608
75 to 79 372 482
80 to 84 241 210
85 and over 99 378

Hispanic Origin and Race

For people reporting one race alone, 84% were White; 5% were Black or African American; 8.6% were American Indian and Alaska Native; 1.9% were Asian; 3.5% were Native Hawaiian and Other Pacific Islander, and 0% were Some Other Race. An estimated 6.3% reported Two or More Races. An estimated 7.1% of the people in 13820 were Hispanic or Latino. An estimated 81.9% of the people in 13820 were White alone, non-Hispanic. People of Hispanic origin may be of any race.


Households and Families

In 2020-2024, there were 8,604 households in 13820. The average household size was 2.07 people.

Married-couple households made up 38.1% of the households in 13820 while cohabiting couple households made up 10.1% of households. Female householders with no spouse or partner present were 27.8% of all households, while 24.1% of households had male householders with no spouse or partner present. Some households had one person, as 16.9% of households were male householders living alone, and 18.2% were female householders living alone, for a total of 35.1% of all households.

In 13820, 22.3% of all households had one or more people under the age of 18; 35% of all households had one or more people 65 years and over.

Types of Households in 13820 in 2020-2024

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Percent
Married-couple households 38.1
Cohabiting Couples 10.1
Male Householder
No spouse/partner present
24.1
Female Householder
No spouse/partner present
27.8

Marital Status

Among persons 15 and older, 32.4% of males and 31.2% of females were currently married.

Population 15 years and over Percent
Males
Percent
Females
Never married 56.4 51.8
Now married, except separated 32.4 31.2
Separated 0.9 1.7
Widowed 1.5 7.6
Divorced 8.8 7.6

Grandparents and Grandchildren

In 13820, 85 grandparents lived with their grandchildren under 18 years old. Of those grandparents, 9.4% were responsible for the basic needs of their grandchildren.


Nativity and Foreign-Born

In 2020-2024, an estimated 95.5% of the people living in 13820 were U.S. natives. 78% of the 13820 population were living in the state where they were born.

Approximately 4.5% of 13820 residents in 2020-2024 were foreign-born. 56.7% of foreign-born were naturalized U.S. citizens and an estimated 58.6 % entered the country before the year 2010.

Foreign-born residents of 13820 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2020-2024 for 13820.

Region of Birth for the Foreign-Born Population in 13820 in 2020-2024

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Percent
Latin America 39
Asia 23.8
Europe 33
Africa 3
Northern America 1.3
Oceania 0

Language

Among people at least five years old living in 13820 in 2020-2024, 6.1 % spoke a language other than English at home. Spanish was spoken by 3.1% of people at least five years old; 1.2% reported that they did not speak English "very well."

Percentage of the Population 5 years and over who Speak a Language other than English in 13820 in 2020-2024

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Percent
Spanish 3.1
Other Indo-European languages 1.7
Asian and Pacific Islander languages 1.1
Other languages 0.2

Geographic Mobility

In 2020-2024, 83.7 % of the people at least one year old living in 13820 were living in the same house one year earlier.

Geographic Mobility of Residents of 13820 in 2020-2024

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Percent
Same house 83.7
Different house, same county 5.6
Different county, same state 8.9
Different state 1.6
Abroad 0.2

Education

In 2020-2024, 93.1 % of people 25 years and over had at least graduated from high school and 41.1% had a bachelor's degree or higher. An estimated 6.9% did not complete high school.

The total school enrollment in 13820 was 7,879 in 2020-2024. Nursery school enrollment was 187 and kindergarten through 12th grade enrollment was 1,837. College or graduate school enrollment was 5,855.

Educational Attainment of People in 13820 in 2020-2024

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Percent
Less than high school diploma 6.9
High school diploma or equivalency 25.7
Some college, no degree 16.8
Associate's degree 9.6
Bachelor's degree 24
Graduate or professional degree 17.1

Disability

In 13820, among the civilian noninstitutionalized population in 2020-2024, 15.1 % reported a disability. The likelihood of having a disability varied by age - from 7.9% of people under 18 years old, to 12.8% of people 18 to 64 years old, and to 28.5% of those 65 and over.


Employment Status and Type of Employer

In 13820, 46.3 % of the population 16 and over were employed; 49.4% were not currently in the labor force.

An estimated 68.6% of the people employed were private wage and salary workers; 25.8% were federal, state, or local government workers; and 5.6 % were self-employed in their own (not incorporated) business.

Class of worker Number Percent
Private wage and salary workers 6,624 68.6
Federal, state, or local government workers 2,496 25.8
Self-employed workers in own not incorporated business 539 5.6

Industries

In 2020-2024, the civilian employed population 16 years and older in 13820 worked in the following industries:

Percent by Industry in 13820 in 2020-2024

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Percent
Agriculture, forestry, fishing and hunting, and mining 2
Construction 3.1
Manufacturing 4.9
Wholesale trade 1.9
Retail trade 13.6
Transportation and warehousing, and utilities 3.4
Information 1.1
Finance and insurance, and real estate and rental and leasing 7.1
Professional, scientific, and management, and administrative and waste management services 3.7
Educational services, and health care and social assistance 32.8
Arts, entertainment, and recreation, and accommodation, and food services 15.5
Other Services, except public administration 5.1
Public administration 5.8

Occupations

Occupations for the Civilian Employed Population 16 Years and over in 13820 in 2020-2024

Civilian employed population 16 years and over Number Percent
Management, business, sciences, and arts occupations 3,564 36.9
Service occupations 2,385 24.7
Sales and office occupations 2,361 24.4
Natural resources, construction, and maintenance occupations 448 4.6
Production, transportation, and material moving occupations 901 9.3

Commuting to Work

An estimated 66.2% of 13820 workers drove to work alone in 2020-2024, and 7.1% carpooled. Among those who commuted to work, it took them on average 17.4 minutes to get to work.

Percent of Workers 16 and over Commuting by Mode in 13820 in 2020-2024

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Percent
Car, truck, van -- drove alone 66.2
Car, truck, van -- carpooled 7.1
Public transportation (excluding taxicab) 1.6
Walked 13.2
Other means 0.6
Worked from home 11.3

In 2020-2024, 13820 had a total of 10,193 housing units. Of these housing units, 51.9% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 41.8% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 6.4% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

Types of Housing Units in 13820 in 2020-2024

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Percent
Single-family houses 51.9
Apartments in multi-unit structures 41.8
Mobile homes 6.4
Boat, RV, van, etc 0

3% of the housing inventory was comprised of houses built since 2010, while 43.2% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 13820 was 5.4 rooms, and of these housing units 54.3% had three or more bedrooms.


In 2020-2024, 13820 had 8,604 housing units that were occupied or had people living in them, while the remaining 1,589 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 59% while renters occupied 41%. The average household size of owner-occupied houses was 2.27 and in renter-occupied houses it was 1.78.

5.4% of householders of these occupied houses had moved into their house since 2021, while 11.9% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 10.6% and another 9.7% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 13820:

House Heating Fuel Used in 13820 in 2020-2024

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Percent
Gas 59.2
Electricity 20.9
Fuel oil, kerosene, etc 13.8
All other fuels 6
No fuel used 0.2

In 2020-2024, the median property value for owner-occupied houses in 13820 was $182,000.

Of the owner-occupied households, 52.8 % had a mortgage. 47.2% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,619 and for owners without a mortgage it was $604.

For renter-occupied houses, the median gross rent for 13820 was $1,024. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.